We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
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Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
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Law360: Howden Group urged a court on 10 October 2024 to stay parts of a claim by professional services firm Aon against the broker related to alleged...
This week's edition of Insurance & Reinsurance weekly highlights includes: a case analysis on the ‘at the premises’ business interruption insurance...
Law360: An insurance broker has reached a settlement in its attempt to pull a property management company into litigation brought by an investor...
Law360, London: The Russian government did not order the country's private airlines to retain aircraft after Western sanctions were imposed, a group...
Law360: Consultancy AXA Climate has officially rolled out a platform to help industrial companies with strengthening their sustainability reporting...
Insurance conduct of business—advice and product information requirementsThis Practice Note provides an overview of the key provisions of the...
Assignment of insurance policies and claims in insolvencyDuties of an office-holder to realise propertyInsolvency procedures (such as administration,...
Insurance business transfer schemesConsistent with the common law of contract, an insurer is not able to transfer the burden of its obligations under...
Professional negligence claims—the pre-action protocolThis Practice Note sets out the position according to the Pre-Action Protocol for Professional...
Starting an SPA breach of warranty claim—a practical guideThis Practice Note considers how to pursue a breach of warranty claim in the context of...
Letter advising expert of outcome of case management conference and providing future timetableDear [Insert]Re: [Insert name of client/claimant]The...
Assignment of insurance policies: single company assignor—bilateral—specific moniesThis Deed is made on [insert day and month] 20[insert...
Letter to expert in a personal injury matter regarding joint expert discussionsDear [Insert]Re: [Name of Client/Name of Claimant]You will be aware...
Claim against a defendant driver’s insurers holding them liable under section 151 of the Road Traffic Act 1988IN THE COUNTY COURT ATClaim...
Letter of claim in respect of proposed proceedings against a barrister for negligence[ON THE HEADED NOTEPAPER OF CLAIMANT’S SOLICITORS]Our ref:...
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
An introduction to Lloyd’s of LondonWhat is the Lloyd’s market?The Lloyd’s market is an insurance market, whose origins date back to the seventeenth...
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
General principles of insurance contract lawWhat is insurance law?Insurance law can be split into three parts:•insurance contract law which governs...
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Insurance premiumAn insurance premium is the sum paid for insurance or reinsurance cover and is the consideration paid by the (re)insured for the...
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
What is a contract of insurance?This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an...
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
¸é±ð¾±²Ô²õ³Ü°ù²¹²Ô³¦±ð—e²õ²õ±ð²Ô³Ù¾±²¹±ô²õThe parties to a reinsurance contract and reinsurance terminologyThe principal parties to any reinsurance contract are the...
ICOBS Insurance: Conduct of Business Sourcebook—application, general matters, distance communications, information about the firm and product...
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Specified self-insured amount that a loss must exceed, that the insured must pay first, before claim(s) become payable by the (re)insurer.
a document that amends an insurance policy, for example to impose an exclusion, vary the sum or property insured, or to extent the policy period.
A fact that is known, or ought to be known by an insured, is material to be disclosed to insurers if it would affect their assessment of the risk, the terms on which they are willing to underwrite it, or the premium they require to do so.